- Cybersecurity Trends 2025: Vulnerabilities in APIs used in open banking and instant payment systems will be a primary target for cybercriminals.
- In Mexico, this risk is critical due to the rise of digital transfers and the implementation of new financial technologies.
- AI-powered cyberattacks and ransomware as a service (RaaS) will also increase
In a context where Mexico’s financial and fintech sectors are rapidly expanding, the cybersecurity trends of 2025 will play a critical role in anticipating and mitigating risks. According to a recent analysis by the cybersecurity firm Kaspersky, six key trends are highlighted that will shape the future of cybersecurity in Mexico and around the world.
Attacks targeting central banks and Open Banking
The rise of systems like open banking and instant payments introduces new vulnerabilities for central banks. In Mexico, where initiatives similar to Brazil’s PIX system are being explored, the APIs used to share data will be a primary target for cybercriminals. The manipulation of sensitive data and unauthorized access can affect both financial institutions and end-users.
Increase in AI-powered cyberattacks
Artificial intelligence (AI) is enhancing attacks such as phishing and identity theft. In Mexico, where fintech companies are increasingly adopting biometrics for Know Your Customer (KYC) processes, AI could be used to bypass these measures. International cases have already shown how AI tools manipulate images and videos to create fake identities, facilitating illicit activities such as money laundering.
Proliferation of ransomware as a service (RaaS)
The Ransomware as a Service (RaaS) model is simplifying the execution of sophisticated attacks, especially against small and medium-sized enterprises (SMEs) in Mexico. In 2025, attackers will not only seek to encrypt data but also alter it or insert false information, severely impacting sectors such as finance, healthcare, and government.
Growth of mobile device attacks
With the rise of financial transactions through mobile devices in Mexico, smartphones are becoming an increasingly attractive target. Attacks involving banking trojans and fraudulent apps doubled globally in 2024, and this trend is expected to continue. Mexican users need to be extra cautious, as digital payments and e-commerce are especially vulnerable.
Attacks on the open source software supply chain
Open-source projects will face greater risks in 2025. Mexico, where software development based on open technologies is growing, is not exempt from this issue. Incidents like the XZ backdoor demonstrate how cybercriminals insert vulnerabilities into trusted repositories, compromising critical systems.
Diversification of attack tactics
In addition to the mentioned trends, greater sophistication in cybercriminal tactics is expected, requiring Mexican businesses to strengthen their cybersecurity posture by implementing advanced technologies and continuously training their teams.
In summary, the cybersecurity trends of 2025 demand that Mexico raise its digital protection standards, especially in key sectors such as finance and technology. According to Kaspersky, staying ahead of these threats will be crucial to mitigate risks in an increasingly interconnected environment.