- Fintech News 2025
/Konduto breaks records in fraud prevention/ PagoFácil Chile arrives in the United States
/PlusPagos implements advanced technology for more secure QR payments/ Block, Jack Dorsey’s fintech line
/Fintech Colombia proposes regulating informal loans/ Kamina & Mastercard: a bet on financial health
#1
Brazilian fintech breaks records in fraud prevention
The Brazilian fintech Konduto has prevented more than 50,000 fraud attempts and is preparing to triple its presence in Argentina during 2025. The company, specialized in risk analysis for online transactions, has implemented advanced security systems that allowed it to detect and block fraudulent activities. With plans to strengthen its position in the Argentine market, Konduto intends to expand its operations and offer innovative financial solutions tailored to local needs.
#2
PagoFácil Chile expands operations to the United States
The Chilean fintech PagoFácil has announced its entry into the U.S. market. The company, known for developing platforms that facilitate electronic transactions for merchants and consumers, aims to expand its reach and offer its services to a broader customer base in the United States. This expansion represents a significant step in its international growth strategy and reinforces the growing influence of Latin American fintechs in global markets.
#3
PlusPagos implements advanced technology for secure QR payments
In Argentina, the fintech PlusPagos has incorporated advanced technology to enhance the security of QR code payments. This innovation aims to provide users with a more secure and reliable payment experience, reducing risks associated with fraud and transaction errors.
#4
Block launches open-source AI agent compatible with multiple LLMs
The fintech Block (founded by Jack Dorsey, creator of Twitter) has introduced an open-source AI agent designed to be compatible with multiple language models. This initiative aims to foster innovation and collaboration in developing AI solutions for the financial sector, allowing developers and businesses to integrate and adapt the technology to various applications and services. The open-source approach reflects Block’s focus on transparency and accessibility in financial technology.
#5
Colombia: The “gota a gota” crisis
In Colombia, access to formal credit is very limited. A study by Colombia Fintech in collaboration with ANIF (National Association of Financial Institutions) reveals that nearly 65% of Colombians resort to informal loans such as the so-called “gota a gota,” which come with incredibly high interest rates, trapping families and small businesses in unmanageable debt. The report suggests revisiting usury rates and activating mechanisms to expand access to formal credit and reduce reliance on informal schemes.
#6
Kamina: A financial health tool
Kamina is an Ecuadorian platform dedicated to financial prevention that works with banks to help people reduce their debt levels. It uses a native Artificial Intelligence system to measure individuals’ financial well-being index in order to design tools for controlling expenses, income, and debt. The company has signed a strategic agreement with Mastercard. The pilot will begin in 2025 and will allow Mastercard users to access Kamina’s platform services to predict financial crisis risks